Asset Finance

/Asset Finance

Asset finance is a flexible approach to funding that gives your business access to the equipment, vehicles, plant and technology it needs to perform, without compromising cash flow. It can be used for both new and second-hand assets, or as a mechanism for releasing value from those you already own.

Asset finance is a collective term for a range of funding solutions that include:

  • Hire Purchase
  • Refinancing
  • Finance Lease
  • Operating Lease

Over the past few years, asset finance has become the fastest growing finance option for businesses of all sizes, across all sectors.

Why choose asset finance?

It enables a business to purchase or refinance capital equipment over an agreed period of time.

It is flexible

Flexible in terms of what you can acquire, freeing up working capital. Plus flexible repayments: from low start to seasonal repayments, helping you manage your cash flow.

It gives you options

Use asset finance for capital expenditure without impacting on your day to day operational finance and working capital such as invoice finance or overdraft.

Certainty

If business is slow banking arrangements may be changed or even withdrawn at difficult times. However with asset finance charges and repayments are agreed at the outset; avoiding any uncertainty.

Release capital effectively

Refinancing is an excellent means of raising funds against unencumbered company assets and can be a very effective way of releasing capital for a business.

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